Privacy Policy

At Excel to Pain.001 ("we", "our", or "us"), operated by Handx OÜ, we take your privacy and data security seriously. This Privacy Policy explains how we handle your information when you use our website https://www.exceltopain001.com.

1. Data Processing (Client-Side Only)

• No File Uploads: Your Excel or CSV files are processed entirely within your web browser (Client-Side).
• No Server Storage: We do NOT upload, store, or save your financial data, bank details, or transaction records on our servers.
• Offline Capability: Once the application is loaded, the conversion process can technically run without an active internet connection (excluding the payment step).

The generated XML file is created locally on your device and is available for download immediately.

2. Information We Collect

Since we do not process your files on our servers, the only information we collect is related to the operation of the service, payments, and analytics:

• Payment Information: If you choose to pay for a premium conversion, your payment is processed securely by Stripe. We do not store your credit card details. Stripe provides us with a confirmation of payment and your email address for receipt delivery.
• Usage Analytics: We use Google Analytics (GA4) to understand how visitors interact with our website (e.g., page views, session duration). This data is anonymized and does not contain your financial file content.
• Contact Information: If you email our support team, we will have your email address and any information you choose to provide in your message.

3. Third-Party Services

We use trusted third-party service providers to operate our business:

• Stripe: For secure payment processing. Please review Stripe's Privacy Policy.
• Google Analytics: For website traffic analysis. Please review Google's Privacy Policy.

4. Cookies

We use essential cookies to maintain your session state (e.g., to remember if a payment has been completed during your visit) and analytical cookies via Google Analytics to improve our service. You can control cookie preferences through your browser settings.

5. Your Rights (GDPR)

Under the General Data Protection Regulation (GDPR), you have rights regarding your personal data. Since we process your files locally and do not store them, we do not hold your financial data. For data held by our payment processor or analytics provider, or for your contact email, you have the right to access, correct, or request deletion of your data.

6. Contact Us

If you have any questions about this Privacy Policy, please contact us at: