SWIFT

Centro SWIFT y pagos internacionales

Genera XML pain.001 conforme a SWIFT para pagos transfronterizos — incluidas las reglas específicas de bancos como Standard Chartered, y lo que implica el aplazamiento del cierre de MT101.

2026-08-25·

SWIFTMT101

MT101 to Pain.001: The SWIFT and EPC Structured-Address Deadlines Have Been Deferred

SWIFT deferred its planned MT101 retirement on 27 August 2026, and the EPC has extended support for unstructured addresses past its original 15 November 2026 date. Here's what's actually changing and how to prepare without a fixed deadline.

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2026-07-03·

APIJSON

How to Convert JSON to SEPA and SWIFT pain.001 XML via API

Learn how to programmatically generate bank-compliant ISO 20022 pain.001 XML files from JSON payloads for SEPA and SWIFT payments.

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2025-01-05·

ISO 20022Banking Standards

What is ISO 20022 and Why Do I Need It?

The global banking standard has changed. Understand what ISO 20022 is, why banks are enforcing it, and how to comply without changing your accounting software.

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2026-08-26·

SWIFTStandard Chartered

Standard Chartered Straight2Bank: SWIFT XML Requirements for TT and RFT Payments

The implemented Straight2Bank profile supports SWIFT TT and RFT payments, with 11-character agent BICs, strict text validation, reference-prefix duplicate detection, and 35-character address wrapping.

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2026-08-26·

BICISO 20022

BIC Code Validation: Why Some Banks Require 11 Characters (Not 8)

An 8-character BIC is structurally valid under ISO 9362, but bank profiles can require an 11-character branch-qualified value. Learn how the implemented profiles validate each case.

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2026-08-26·

SEPASWIFT

SWIFT pain.001 vs SEPA pain.001: What’s Actually Different?

pain.001 is one message family, not one interchangeable file. Compare the implemented SEPA profiles with the Straight2Bank SWIFT profile: schema, accounts, BICs, charge bearer, address handling, and character sets.

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