Sparkasse SEPA XML Converter
Generate SEPA XML files for Sparkasse business accounts. Perfect for bulk transfers and salary payments in Germany.
Compatible with all European Banks
Simple 3-Step Process
Convert your payment data to SEPA XML in minutes.
1. Upload Excel
Download our template, paste your payment data, and upload the file securely.
2. Select & Preview
Choose payment type (Salary, Supplier, etc.) and preview the data instantly.
3. Download XML
Pay a small fee and instantly download your valid SEPA Pain.001 XML file.
Bank-Grade Security
Your financial data security is our top priority. We've built our system to ensure your sensitive information never leaves your control.
No Data Storage
We do not store your files. They are processed and deleted immediately.
Client-Side Processing
Data processing happens securely in your browser session.
SSL Encrypted
All transfers are protected by 256-bit SSL encryption.
Simple, Transparent Pricing
Choose the plan that fits your needs.
Free Preview
Validate your Excel files and preview the output structure.
- Unlimited Validations
- IBAN & BIC Check
- Preview XML Structure
- Privacy-First Processing
Pay Per File
Download the valid, unmasked SEPA XML file ready for banking.
- Download Unmasked XML
- Full IBAN Visibility
- Instant Invoice Generation
Pro Subscription
For regular users who need unlimited access.
- Unlimited XML Downloads
- Priority Support
- Cancel Anytime
Frequently Asked Questions
Is this compatible with my bank?
Yes, the output is standard ISO 20022 (pain.001.001.03) accepted by all SEPA banks and major global banks.
Can I get an invoice?
Yes, a proper invoice for "Software Services" will be generated via Stripe immediately after payment.
Are salary payments confidential?
Absolutely. When you select "Salary Mode", we use the 'SALA' code so banks hide the details on your statement.
Latest Resources & Guides
Learn more about SEPA, ISO 20022, and payment automation.