First File Free

Pay salaries via SEPA in 2 minutes — every month

Upload once, save your employee list, generate a bank-ready pain.001 file monthly.

New: Now supporting NACHA/ACH for US payments. Try the converter →
Enterprise-Grade Security: Your employee data is encrypted and hosted in the EU. Individual salary amounts are never stored as database records — they exist only inside your generated file, which is auto-deleted after 90 days.

How it works

1. Import your employee list

Upload your existing Excel or CSV once. We'll automatically map the columns.

Visual Interface for Data Mapping

2. Enter this month's amounts

Review your list and enter the amounts. One click to repeat last month's data.

Smart Amount Entry Form
Next month: one click to repeat

3. Download & Upload

Download your bank-ready XML and upload it directly to your bank portal.

Bank-Ready XML Generation

Trust & Security

Privacy-first salary payments. Your data stays under your control.

Amounts never stored

Individual salary amounts are never stored as database records — they exist only inside your generated file, which is auto-deleted after 90 days.

EU-Hosted & Encrypted

Data is hosted in Frankfurt, Germany (Supabase) and encrypted at rest.

Auto-Deletion

Payroll snapshots are automatically purged after 90 days for your privacy.

GDPR-FriendlyView Privacy Policy

Supported Banks

Bank-specific formatting applied automatically

Compatible with all European Banks

Deutsche BankCommerzbankRevolutSantanderBNP ParibasING
No software to install — works in your browser on Windows and Mac
No expensive payroll suite required

Simple Pricing

First file is on us. Then one simple price for unlimited runs.

ProRecommended
€19.90/month
  • unlimited files
  • All bank profiles included
  • Priority support
Get Started

Want to see more? Check our main pricing page

Frequently Asked Questions

Can I pay salaries with a SEPA XML file?

Yes! SEPA pain.001 is the standard format for batch credit transfers, including salaries, across the Eurozone.

What does my bank need from me?

Your bank needs a valid SEPA XML (pain.001) file. Our generator ensures it follows the exact schema and bank-specific rules required.

Is my employees' data safe?

Absolutely. We use enterprise-grade encryption. Individual salary amounts are never stored as database records — they exist only inside your generated file, which is auto-deleted after 90 days.

Do amounts get stored?

Individual salary amounts are never stored as database records — they exist only inside your generated file, which is auto-deleted after 90 days.

Which banks are supported?

We support 15+ major European banks including Deutsche Bank, Sparkasse, Commerzbank, BNP Paribas, and many more.

Can I use my existing Excel payroll sheet?

Yes. Our intelligent mapping tool works with almost any Excel or CSV structure. No need to reformat your data.

Ready to simplify your monthly payroll?

Generate your first file now