Excel to NACHA File Converter for Wells Fargo
Convert your Excel spreadsheets into a fixed-width NACHA (ACH) file ready to upload to Wells Fargo's Commercial Electronic Office (CEO) portal. Free, secure, client-side conversion.
Wells Fargo accepts standard NACHA-formatted ACH files for origination through its Commercial Electronic Office (CEO) online banking platform. Our converter takes your payroll (PPD) or vendor payment (CCD) spreadsheet and generates a properly formatted, fixed-width NACHA file you can upload directly.
Notes for Wells Fargo ACH Origination
- Wells Fargo originates ACH files through the CEO portal, which accepts standard NACHA fixed-width files.
- Use PPD (Prearranged Payment and Deposit) for consumer payments like payroll, and CCD (Corporate Credit or Debit) for business-to-business vendor payments.
- Your Wells Fargo-assigned Company ID and account/routing details must match your origination agreement exactly, or the CEO portal will reject the upload.
- Confirm same-day ACH cutoff times, per-file transaction limits, and approval workflow requirements with your Wells Fargo treasury management representative.
Wells Fargo is referenced here for informational purposes to describe file upload compatibility. This tool is not affiliated with or endorsed by Wells Fargo. Always confirm exact origination limits and file requirements with your Commercial Electronic Office (CEO) onboarding documentation.
Frequently Asked Questions
Does Wells Fargo accept standard NACHA files?
Yes. Wells Fargo's ACH origination services, accessed via the Commercial Electronic Office (CEO) portal, accept files formatted to the standard NACHA fixed-width specification maintained by Nacha (the ACH network operator).
How do I convert an Excel payroll file to NACHA format for Wells Fargo?
Upload your Excel or CSV file to our converter, map your columns (account number, routing number, amount, name), select PPD or CCD as the transaction type, and download the generated fixed-width NACHA file for upload to the CEO portal.
What is the difference between PPD and CCD for Wells Fargo ACH files?
PPD is used for consumer-purpose transactions such as payroll direct deposit, while CCD is used for corporate/vendor payments. The CEO portal supports both transaction codes.
Is this tool affiliated with Wells Fargo?
No. This is an independent conversion tool that produces standard NACHA-format files compatible with Wells Fargo's ACH origination process. It is not affiliated with or endorsed by Wells Fargo & Company.