camt.053 & camt.054 to Excel Converter
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Support for camt.053 and camt.054 XML bank reports
Local Processing
XML data is processed in the browser using DOMParser.
Privacy First
Your bank data never leaves your computer.
Error Handling
Automatic detection of invalid XML files.
Understanding camt.053 and camt.054 Formats
What is camt.053?
The camt.053 message is the ISO 20022 standard for a **Bank-to-Customer Statement**. It is the modern, XML-based replacement for the legacy MT940 format. Banks use this to provide a detailed record of all transactions on an account over a specific period, including detailed balance information.
What is camt.054?
The camt.054 message is a **Debit/Credit Notification**. While similar to camt.053, it is typically used for real-time or batch notifications of specific movements (like incoming SEPA Credit Transfers) without providing the full account balance context of a daily statement.
Why convert bank XML to Excel?
Although XML is excellent for machine-to-machine communication, it is nearly impossible for humans to read or analyze directly. Converting your bank statements to Excel (XLSX) or CSV allows you to:
- Perform Easy Reconciliation: Match incoming payments against your open invoices using Excel's filter and search functions.
- Audit & Reporting: Quickly generate reports for accounting or tax purposes without needing specialized treasury software.
- Data Portability: Import your transaction history into accounting software that may not yet support the full ISO 20022 camt standard.
Supported Banks
This tool works with XML statements from all major European banks following the EPC (European Payments Council) implementation of ISO 20022, including Deutsche Bank, BNP Paribas, Santander, HSBC, ING, and more.
Frequently Asked Questions
What is the difference between camt.053 and camt.054?
camt.053 is a Bank-to-Customer Statement, providing a comprehensive report of a bank account's activity, including opening and closing balances. camt.054 is a Bank-to-Customer Debit/Credit Notification, which informs the customer of specific entries but does not typically include balance information.
Is my bank data secure during conversion?
Yes. Our converter uses privacy-first, client-side processing. Your bank XML files are parsed entirely within your browser and are never uploaded to our servers or stored anywhere.
Which banks support camt format?
The camt (ISO 20022) format is the standard for European banks (SEPA). Most major banks like Deutsche Bank, BNP Paribas, HSBC, and ING provide account statements in camt.053 or camt.054 formats.